Hi. I’m sorta awful at the small talk so I am going to dive right into who I am and what this blog is about.
I was married years ago and left in some horrendous debt. I also am a single mom with a lot of children (6), and while they’re all now adults, I have three who are disabled and will likely always live with me.
Like most people who go through divorce there is a lot of financial damage that comes with it. It took me years to dig from under it but finally got out of debt. I started saving every penny I could and made it my goal to never live in debt again. I worked my tail off and built my credit back.
I had never bought a home before. To be honest, I guess it never really appealed to me but now that I am older, and my children are older, I wanted to buy a home so they would always have housing security. I want them to have equity in something and always feel safe. So, I started saving for a down payment on a house and within a couple of years I had set aside 80,000.00 for just that. I had additionally set aside some money any renovations to make my home easier for navigation for my sons who have some mobility challenges, but we also wanted to do some fun renovations as well so 50,000.00 was earmarked for all of that.
This is where our journey into what is quite possibly a cursed parcel of land (joking but seriously.. one has to wonder at this point) starts. It has everything from a few bad real estate agents, sellers who didn’t disclose damages/renovations, nightmare neighbors, sub contractors who didn’t do work and a whole lotta other stuff. I have owned this house since the start of 2022 and I still don’t live in it, because the house was gutted to studs and it’s still undergoing repairs.
If I can help anyone person avoid any of the pitfalls I have seemingly fallen into, then I will feel that perhaps something good has come from this nightmare that I am still living.